Showing posts with label Home Loan Plain Talk. Show all posts
Showing posts with label Home Loan Plain Talk. Show all posts
Saturday, February 21, 2009

Surprise, Surprise…Your Closing Date Is Moved, Again!

›
Sometimes loans don’t close when they are supposed to close. During this recent refinance boom, it’s not uncommon for a lender to be unable ...
25 comments:
Sunday, February 15, 2009

Don’t Sell Yourself Short

›
If the market is a bit slow and individuals are motivated to move on for whatever reason, a short sale might seem enticing. But be careful ...
1 comment:
Monday, February 2, 2009

Just How Hard Is It to Get a Loan These Days?

›
By Kristin Abouelata, Home Loan Specialist Every where you turn you read or see some bit of information about tightening guidelines for mort...
71 comments:

Tax Time! First Time Homebuyers Can Take Credit!

›
The Housing Assistance Tax Act, which is a section of the Housing and Economic Recovery Act, provides some incentives allowing qualified fir...
2 comments:
Wednesday, January 7, 2009

Locking in Your Interest Rate and other tales of Las Vegas

›
“Should I lock my loan? Are the rates going up? Are the rates going down? What’s the market supposed to do in the next week?” These are ques...
13 comments:
Saturday, January 3, 2009

Cash out –Go Green Power!

›
Effective in 2009, the government is giving residential homeowners certain tax incentives to go green. And even without a tax incentive, it ...
6 comments:

FHA 2009: More Money Out of Pocket

›
Buying a house in 2009 and thinking about an FHA loan? Be aware your out of pocket investment is going up… We sure have seen a bunch of chan...
21 comments:

Haven’t Sold, Wanna Buy? Bridge the Gap

›
It’s a buyer’s market. Many people are excited by the bargains. But what if you want that new house but haven’t sold the old one? You can br...
42 comments:
Sunday, December 14, 2008

Mortgage Fraud: Why It Affects Everyone

›
Mortgage fraud is a very serious problem. It’s a an even bigger problem with the current state of our economy. It affects even the innocent ...
6 comments:
Monday, December 1, 2008

Getting a Mortgage? On What Term?

›
When exploring your options regarding a mortgage, people often overlook the most basic consideration. How long do you want to make payments...
1 comment:

What’s the Low Down on Loan to Value?

›
When buying a home, most people only concern themselves with the interest rate and the type of loan they are getting. However, the loan to ...
8 comments:
Sunday, November 30, 2008

What Is Right of Rescission, and When Should You Use It?

›
Did you know you can sometimes change your mind on a real estate transaction even if the note and deed of trust have been signed? It’s call...
58 comments:

Cash Crunch? Maybe It’s Time to Cash Out?

›
It’s that time of year when people start scrambling for cash or assess their financial standings. Thinking about pulling equity out of your ...
Tuesday, November 11, 2008

VA Loans – Thank You for Your Service

›
The VA home loan guaranty program allows lenders to offer long term affordable housing with zero to low down payments for veterans. It’s on...
3 comments:
Saturday, October 25, 2008

Mortgage Loan Approval: Are you on pins and needles wondering if you might qualify for a loan?

›
Get Your Answer Automatically. In today’s market, your answer is often times automatic. Automated underwriting (AU) systems are used to dete...
8 comments:
Monday, October 13, 2008

Eeny, Meeny, Miny, Moe? Which Lender Do You Choose?

›
You’re ready to buy a house, and you’ve spoken with 3 different lenders. All of their offers seem comparable. How do you choose just one...
4 comments:
Wednesday, October 8, 2008

Mortgage Lending: It’s a History Lesson

›
When applying for a loan, a mortgage lender cares more about your past than your future. And sometimes, a lender cares more about your past ...
Monday, September 1, 2008

Interest Rates: One Man’s Gain Is Another’s Loss

›
How can two borrowers can buy the same house, and get completely different interest rates? There are multiple considerations to take into a...
2 comments:
Saturday, August 30, 2008

Cool Country: Rural Housing Loans

›
The USDA offers a fantastic program that allows for 100% financing. What’s the catch? Your house you want to buy has to be in the right par...
9 comments:
Wednesday, August 27, 2008

This is why I love my job!

›
After having to lease a house for the last year, my husband and I were really excited this year to be purchasing a new home. However after r...